Destin, Seagrove, and Beaches of South Walton real estate and homes for sale in Florida, Walton, real estate, homes, realtor - Willee Skibbe & Team Paradise, REALTORS® Willee Skibbe & Team Paradise REALTORS(r) for Destin, Seagrove, and Beaches of South Walton, Florida real estate, Walton, real estate, homes, realtor - NUMBER1EXPERTS™ Willee Skibbe & Team Paradise NUMBER1EXPERTS(tm) for Destin, Seagrove, and Beaches of South Walton, Florida real estate, Walton, real estate, homes, realtor
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Willee Skibbe & Team Paradise, REALTOR®, real estate agents and broker for Destin, Seagrove, and Beaches of South Walton Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
Where will you find the world's most unusual golf course?

A 
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Willee Skibbe & Team Paradise, REALTOR®, real estate agents and broker for Destin, Seagrove, and Beaches of South Walton Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Willee Skibbe's Team Paradise
Destin Real Estate Company

3305 W. Scenic Hwy 30-A
Santa Rosa Beach FL 32459
Willee Skibbe: (850) 865-0891
Fax: (850) 231-5042
E-mail: willeeskibbe@NUMBER1EXPERT.com

With a combined 34 years of experience in the real estate industry, we specialize in listing and selling fine resort properties, condominiums, land, homes and estates along Florida's beautiful Emerald Coast, especially in planned and architecturally designed communities. Our area encompasses Okaloosa & Walton Counties, including such popular locations as Destin, Sandestin, Santa Rosa Beach, Blue Mountain Beach, Grayton Beach, Seaside, Seagrove Beach, Rosemary Beach, Okaloosa Island, Fort Walton Beach, Freeport & Defuniak Springs.

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